Private Wealth – Chairvolotti Financial

Make good financial decisions and retire with dignity.

Chairvolotti Private Wealth

A wide range of services including holistic financial planning, college planning, individual wealth management and insurance

Providing better service starts with a genuine desire to help our clients make good financial decisions and retire with dignity. We use an objective, unbiased and research driven approach to always do what is in the best interest of our clients. We provide personalized courteous service to all our clients.

Why Chairvolotti?

OUR PROCESS

FIDUCIARY

COMMITMENT TO SERVICE

We employ a prudent process to investment selection and performance analysis. Prudence focuses on “the process” for making fiduciary decisions. This duty is one of the fiduciary’s central responsibilities. It ensures sound management decision-making for our clients.

As a Fiduciary, we execute our duties prudently with care, skill, and thoroughness. We act solely in the best interests of our clients. A fiduciary is held to a higher standard and we have a duty to preserve good faith and trust. We are bound both legally and ethically to act in other’s best interest.

Providing better service starts with a genuine desire to help our clients make good financial decisions so they can retire with dignity. Providing personalized service helps to deepen our relationship with our client, while keeping them focused on their needs and goals.

Why Chairvolotti?

OUR PROCESS

FIDUCIARY

COMMITMENT TO SERVICE

Elite Fiduciary Excellence

The Elite Gold-Standard Fiduciary Certification

Chairvolotti Financial is certified by the Center for Fiduciary Excellence, the elite gold-standard fiduciary certification — less than 1% of all advisors globally.

CEFEX is an independent global assessment and certification organization dedicated to helping investment advisers and investment managers apply the highest standards of fiduciary excellence in the investment process, governance, risk management and operational processes.

Backed by a Trusted
Financial Leader

The Strength of Objective Financial Guidance

Chairvolotti Financial is a proud partner with LPL Financial, one of the nation’s leading financial services companies. We share the same core belief that objective financial guidance is a fundamental need for everyone.

LPL does not offer proprietary investment products or engage in investment banking activities, which means advisors affiliated with LPL are not pressured or influenced by LPL to sell its products.

LPL is a publicly traded company under ticker symbol LPLA. For more information about LPL Financial, visit www.lpl.com.

Three Phases of Wealth

With retirement lasting longer it is more important than ever to build wealth and resources needed to provide income replacement that will last through your shifting financial goals.

1
Accumulation Phase

During this early phase your earned income is saved and invested for both current and future needs. It is your “foundation” building phase. As with any structure, a solid foundation is key to achieving your goals. Your ability to maintain a comfortable lifestyle during your retirement years will depend on the money you saved and invested through this phase.

2
Distribution Phase

You are now retired, and your working days have ended. During this phase you are no longer building wealth. Instead, you are using the wealth you have made to fund your retirement. During this phase it is important to have a good strategy that allows you to draw down on your assets while delivering a comfortable and secure retirement.

3
Transfer Phase

This phase involves the transfer of assets in accordance with your estate planning goals. We will help guide you in creating a plan that reflects your wants and needs during these years. This is the final phase in a successful investor’s timeline. We can work with you and your family if your objective includes gifting assets to loved ones or creating a philanthropic legacy.