Retirement Planning Series, Part IV In our previous newsletter, we continued the Retirement Planning section of our financial literacy series by discussing how to estimate your retirement expenses and budget. Today, we will aim to provide some strategies around the most prominent component of retirement planning for most Americans: Social Security. Despite Social Security’s seemingly […]
Social Security: How to Prepare Read More »
Here is a breakdown of where each market driver currently sits: U.S. Real GDP growth was 5.2% in the third quarter, a revision from the previously-reported 4.9%. The 5.2% growth was the strongest growth since Q4 2021, in which U.S. Real GDP growth came in at 7.0%. Part of the revision was due to both
Current Market Drivers 11/30/2023 Read More »
We focus on three market drivers that lead to notable movements in the stock market: economic, fundamentals, technical environment, and investor sentiment. Our Fundamental indicator follows 19 economic data points that track the underlying health of the US economy. From unemployment to homebuilding, changes in these economic data points tend to confirm recession or recovery
Market Driver Indicators Explained Read More »
The Halloween Effect One of the most underappreciated traits of successful investors is the ability to set realistic expectations. Whether it is the frequency of market corrections or historic market performance,having realistic expectations allows investors to avoid the two most dangerous emotions of in-vesting: greed and fear. Today, we will discuss the seasonality of the
Entering the Strong Season Read More »
Here is a breakdown of where each market driver currently sits: The U.S. Consumer Price Index (CPI) came in at 3.24% year-over-year in October, slightly higher than September’s level of 3.70%. The Core CPI, which excludes food and energy costs, came in at 4.03% year-over-year in October, lower than September’s level of 4.15%. The S&P
Current Market Indicators 11/15/23 Read More »
As of last Friday, you may have heard that the S&P 500 index has entered a correction. In the same way a car’s engine can overheat, the stock market can overheat after periods of sustained and, more often than not, rapid growth. At the peak of these growth periods, stocks prices may have even increased
Market Corrections Read More »
Here is a breakdown of where each market driver currently sits: U.S. Real GDP growth came in at 4.9% in the third quarter. There have been 32 instances since 1980 in which GDP has grown by at least 4.9%, and the following quarter has averaged GDP growth of 3.3%. In fact, 29 of the 32
Current Market Drivers 10/31/23 Read More »
Retirement Planning Series, Part III In our previous newsletter, we continued the Retirement Planning section of our financial literacy series by discussing Individual Retirement Accounts, or IRAs. Today, we will delve into the topic of how to estimate your retirement expenses and budget. While there are general rules of thumb, each person’s financial life is
Estimating Retirement Expenses Read More »
Here is a breakdown of where each market driver currently sits: The U.S. Consumer Price Index (CPI) came in at 3.70% year-over-year in September, slightly higher than August’s level of 3.67%. The Core CPI, which excludes food and energy costs, came in at 4.15% year-over-year in September, lower than August’s level of 4.35%. As we
Current Market Drivers 10/13/23 Read More »
Here is a breakdown of where each market driver currently sits: The Federal Reserve announced last week that, while they would keep interest rates at their current level, they expect more rate hikes on the horizon. Also, the Fed suggested that rates may remain higher for longer than they initially anticipated. The Fed “dot plot”
Current Market Indicators 9/29/23 Read More »
