Retirement Planning Series, Part II In our previous newsletter, we continued the Retirement Planning section of our financial literacy series by discussing 401(k). Today, we will delve into the topic of Individual Retirement Accounts, or IRAs. While 401(k) has become the prominent way to save for retirement through your employer, IRAs remain an effective way […]
Roth and Traditional IRAs Read More »
Here is a breakdown of where each market driver currently sits. Learn more about how these Three Market Drivers help us determine these results. The U.S. Consumer Price Index, or CPI, came in at 3.67% year-over-year growth, an increase fromlast month’s 3.18%. The main contributor to this increase was a 5.6% spike in energy prices
Market Indicators 9/15/23 Read More »
With so much economic uncertainty and debate around whether the U.S. is heading towards a recession, we’d like to revisit some indicators that we had mentioned in previous newsletters. Unlike politicians who are politically motivated to point to certain economic data points to justify whether we are heading towards a recession or not, we simply
The Economy: Where Do We Stand? Read More »
5/4/2022 In difficult market environments, it pays to have the mindset of a long-term investor. Famed investor Benjamin Graham is famously attributed with saying, “In the short-term, the stock market is a voting machine; in the long-term, it’s a weighing machine.” We’d like to explore what Graham meant by this, as well as how it
Comparing Long Term and Short Term Investment Strategies Read More »
5/4/22 With unexpectedly negative real GDP (Gross Domestic Product) data being released yesterday morning, we have tangible evidence of the negative economic effects of inflation, supply chain disruption, and the Russian invasion of Ukraine. Today we’d like to look into what GDP actually is, and what components are involved in its calculation. To put it
The GDP and Measuring Economic Health Read More »
In volatile markets like the one we are currently experiencing; it is easy to wonder whether today’s market environment is normal when compared to the history of the stock market. One way to measure market volatility is by measuring Outside Days. Outside Days are simply days in which the market, particularly the S&P 500, experiences
Outside Days: Measuring Market Volatility Read More »
Updated 4/18/22 As we leave a tumultuous first quarter behind us and enter earnings season, it is time to review where and how the stock market and economy intersect. While it can seem crazy to see the stock market demonstrate strength since 2020 given the current economic environment of rampant inflation and mixed economic data,
Earnings Season: How it Works Read More »
Updated 4/18/22 To put it mildly, the real estate market has been on fire as of late. In spite of this, we believe it is worth keeping diligent eye on the housing market, as we are seeing some historic movement in mortgage rates. As of this writing, the average rate on a 30-year fixed-rate mortgage
Are Rising Mortgage Rates a Concern? Read More »
When it comes to investing, one of the most prominent phrases used is the acronym FAANG, which is a simple way to refer to five of the largest U.S. companies: Facebook, Apple, Amazon, Netflix, and Google. While this acronym has been popular since 2013, Bank of America turned heads last week when they announced a
MANGO : The New FAANG? Read More »
Dollar-cost averaging involves investing a constant dollar amount consistently for an extended period. It allows people to avoid the two most dangerous emotions of investing: fear and greed.
The Case for Dollar-Cost Averaging Read More »
